My name is Emerson J Cruz I have been in the mortgage industry for four years now working hand-in-hand with processors and underwriters to assist families and individuals purchase, refinance, and build their dream homes. I have worked on Conventional, FHA, VA, and USDA loans, which translates into a well-versed loan officer that is willing to assist you with whatever loan structure will help you accomplish your personal goals. My hope is to assist you in taking the first step towards a brighter financial future and to create a working relationship in which you feel comfortable referring to me as your “mortgage guy” and the first person you think to call if you have a question pertaining to the mortgage industry. Since I started working as a mortgage loan originator, I have learned the joy of helping a single mother consolidate her debts to free up monthly income and allow her and her two kids take a family vacation with a refinance loan. I have helped a retired couple build their dream home in Florida where they are now enjoying sunshine and blue skies with a CTP loan. I have also helped a veteran purchase a home where he has since started a family with his wife. These are only a few of the individuals who’ve allowed me to aid them in accomplishing their goals and I hope you will allow me to assist you as well. The prequalification process is quick and painless. I aim to keep you, as my customer, well informed, engaged, and completely involved in the process. The ultimate objective is to create a happy customer and a business relationship for life. I am licensed in CO, FL, GA, IN, KY, OH, NC, TN and SC and can assist you with any questions you may have. Remember, at the end of the day, I am not here to push you into a loan; I am here to be a guide, a fountain of information and most importantly a friend that you can call to help walk you through one of the most important financial decisions in your life.
If you have any questions concerns or if you just need clarification on something you hear but don’t quite understand, please reach out to me and allow me to assist. I look forward to working alongside you.
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