We Are Here To Serve You!
Whether you are looking to build, buy, or refinance a home, 1st Signature Lending is committed to helping you meet your financial goals. By offering a wide array of programs, we strive to offer you the best loan option for your unique situation. Our primary objective is to create "Raving Fans" whose relationships with us will last well beyond this experience.
Conventional loans often offer the lowest interest rates and are typically most beneficial to those with good to excellent credit. There is no mortgage insurance required after 20% equity in the loan is accrued.
USDA is a great program developed to incentivize rural development, but most areas of the country fall under USDA eligible territory. USDA has many benefits, and even offers no money down financing. Mortgage insurance is sometimes required but can always be rolled into the loan.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.
Which loan program is best for you?
Should you get a conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances and understanding the mortgage process and all of the options available for you is no easily fleet. Luckily, our team of experts are here to help guide you through the process and educate you of all the options available, so you feel confident in the direction that you choose.
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